UPST | Upstart HoldingsNASDAQFinancial golden cross and death cross projections

On the daily chart the 50 SMA has sat below the 200 since Oct 2025, and price is trading below both. No cross is projected on the daily or the weekly inside the 30 bars we track.

On the daily, UPST has crossed 9 times, roughly every 6 months, the last one on 10/27/2025. On the weekly it has crossed 2 times, most recently a death cross in Aug 2026, with price trading below the 50/200 cross point that day. It closed the following week 4% lower.

UPST  

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as of 3 Nov 16:00 ET

UPST cross history: every 50/200 cross since 2022

23 golden and death crosses since 2022, with 2 on the weekly timeframe. We projected all nine daily crosses from a median of 26 bars out. The most recent was a death cross on the weekly, on 8/17/2026.

Crossed
8/17/2026Death steepweeklyNot tested
8/7/2026Death4-hour7 bar cross test
6/18/2026Golden4-hour5 bar cross test
10/27/2025Death steepdailyNot tested
10/2/2025Death4-hour—
7/21/2025Golden moderateweekly2 bar cross test
7/21/2025Golden steepdailyNot tested
6/27/2025Golden4-hour—
4/29/2025Death steepdaily6 bar cross test
3/17/2025Death4-hour—
8/26/2024GoldendailyNot tested
7/23/2024Golden4-hour—
3/1/2024DeathdailyNot tested
2/27/2024Death4-hour—
12/22/2023GoldendailyNot tested
12/20/2023Golden4-hour—
11/10/2023Deathdaily1 bar cross test
9/12/2023Death4-hour—
6/9/2023GoldendailyNot tested
5/23/2023Golden4-hour—
3/13/2023Death4-hour—
2/24/2023Golden4-hour—
1/14/2022DeathdailyNot tested

Click any cross on the chart above for its lead time. Crosses from 2 September 2026 onward were watched live; earlier ones are replayed from the archive with no look-ahead, which is the same method behind the published track record.

Angle: how steeply the 50 was moving, against the stock's own volatility, on the bar it crossed. Steep crosses are the ones that hold; flat ones are the ones that come straight back. The word is the cross's, not the projection's: it is read on the cross bar.

Cruxta · 50/200 moving-average crosses on US equities. Recorded crosses are observations. Projected crosses are projections, not advice.